Manage Wealth Abroad

HSBC International
Manage wealth abroad

Grow your wealth with HSBC

150 years ago, HSBC was born from one simple idea – a local bank serving international needs. We're now one of the largest financial services organisations in the world, bringing together expertise from across the HSBC network to help individuals, business owners, investors and entrepreneurs aspire to their wealth goals, both in their home markets as well as through opportunities overseas.

Why manage your wealth internationally?

Diversify investments

Unlimited access to international investment opportunities across multiple currencies, asset classes and geographies.

Optimise asset allocation

Build an investment portfolio while managing risk to achieve particular investment outcomes, such as growth and income.

Protect your assets

Invest in more than one asset class to minimise overall risk in different market conditions and jurisdictions.

Greater access and convenience

Tap in to the world's leading financial centres using just one bank with a global network providing you with greater convenience.

What we can offer you

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Global wealth expertise

Our senior investment specialists identify new trends and provide a long-term view to help you build your ideal investment portfolio.

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Deep understanding of markets around the world

We speak the international language of business around the world, delivering a truly global banking experience to all of our customers.

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Host of investment opportunities

Through our comprehensive wealth portfolio service, we can provide risk insights across a range of major assets classes.

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International banking and support

Link your HSBC international bank accounts in more than 30 countries and regions and move money instantly and for free between your eligible accounts.

Popular wealth management hubs

Manage your wealth internationally with HSBC. We offer you a choice of offshore locations so you can build a wealth portfolio in multiple jurisdictions. These include Singapore, Hong Kong and Jersey - 3 wealth management hubs popular with international customers.

Once you're an HSBC Jade, Premier or Expat customer, you can then open an investment account online, in most circumstances. You can also open an investment account at one of our branches.

Singapore is known worldwide for being a great place for expatriates, investors and entrepreneurs looking to expand into key Asian markets. The culturally diverse city-state recognises 4 official languages - English, Mandarin Chinese, Malay and Tamil. This factor, plus an efficient regulatory framework, makes it one of the easiest places in the world to do business. Singapore is positioned as the third-largest foreign exchange (FX) centre worldwide, after New York and London ¹ and the fourth-largest financial centre globally ².

In addition to economic stability - banks in Singapore are regulated by the Monetary Authority of Singapore (MAS), the country's central bank - and an openness to international investment, Singapore offers a great quality of life. It's home to many top educational institutions and a world-class healthcare system.

Singapore is well suited for foreign investors and businesses seeking a competitive and sophisticated offshore trading and wealth management hub, as well as a secure destination for private banking.

HSBC Singapore has the solutions to suit your financial goals.

Newly renamed "HSBC International Wealth Hub", providing wealth, protection, retirement and legacy planning solutions
Multilingual dedicated Relationship Managers who understand the needs of our international customers
Online digital trading capabilities to help you manage your wealth remotely

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If you're an HSBC Hong Kong Jade or Premier customer living in Hong Kong, you can apply online.

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Ready to open an overseas HSBC Singapore account?

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Hong Kong is one of the most solid and solvent banking jurisdictions in the world. It's home to more than 78 of the largest 100 banks, representing 34 economies. The banking business in Hong Kong is supervised by the government's Hong Kong Monetary Authority (HKMA) to ensure effective and transparent financial functions. By turnover, Hong Kong is the fourth-largest foreign exchange market in the world; it's also the regional centre for portfolio management activity.

Hong Kong is well suited for those capitalising on the city's strengths as a well-regulated international financial centre.

HSBC Hong Kong offers a wide range of investment options.

Easy investment account opening in just 6 steps with our mobile banking app for eligible HSBC customers aged 18 or above and living in Hong Kong
Access to the enhanced wealth portfolio service, a comprehensive and bespoke wealth management solution for HSBC Jade and HSBC Premier customers
A view of all your worldwide HSBC accounts in one place and fee-free money transfers with Global View and Global Transfers ³

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Are you in Hong Kong and ready to open an HSBC investment account? Leave your details and we'll get in touch to book your appointment.

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Just a short flight from London, Jersey is one of the world's leading financial centres. It's regulated by the Jersey Financial Services Commission, and recognised and rated by some of the world's leading bodies, including the Organisation for Economic Cooperation and Development (OECD). Jersey has no capital gains, capital transfer or wealth taxes and has signed more than 60 agreements with jurisdictions worldwide.

Jersey is well suited for international professionals and families looking to manage their offshore wealth in one secure, central and convenient location. You may be a seasoned expat already living abroad or due to move, make frequent trips between countries, get paid in a foreign currency, own assets abroad, or wish to repatriate. Jersey offers you easy banking on the move with international connectivity.

HSBC Expat offers banking and savings solutions for your life abroad.

No monthly fees and free transfers between HSBC accounts
International expertise and investment services
One central location to hold money, and to make and receive payments in multiple currencies

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Ready to open an overseas HSBC expat account? Check the eligibility criteria and start your application online.

Apply for a bank account with HSBC Expat This link will open in a new window

Your banking and wealth management needs shouldn't be limited by geographical borders. We can connect you to opportunities around the world.

Learn about banking in your chosen country/region

Open an overseas account on our account opening request page

Useful resources

family walking on grass holding hands; image used for HSBC International Services Website article, 13 questions when creating your estate plan

13 questions to ask when creating your estate plan

Organising your affairs goes a long way towards protecting your wealth and your family's future. This checklist will get you started.

Couple walking along a pavement in the sun; image used for HSBC International services Manage wealth Abroad article, Top places to grow your wealth

Top 5 places in the world to grow your wealth

Our report shows that an international lifestyle can pay off for expats, especially for those who move abroad at a younger age.

What to include in your will as an expat

Got assets in multiple countries? Because laws vary, your will is crucial for problem-free estate planning. Plan ahead for peace of mind.

Awards and recognition

Best trade finance service provider, 4th year running - Euromoney's Trade Finance Survey 2021
Lead manager of the year in 7 categories (social, sustainability, and green bonds) - Environmental Finance Bond Awards 2021
Best Global Private Bank for Portfolio Management Technology - Professional Wealth Management (PWM) Wealth Tech Awards June 2020
Global Excellence in Leadership (during the Covid-19 pandemic) - Euromoney Awards for Excellence 2020
World's Best Bank for Sustainable Finance, and for Transaction Services - Euromoney Awards for Excellence 2020
Best Digital Bank in Asia - Innovation in Digital Banking Awards 2020

Frequently Asked Questions

You can do this online in most circumstances once you have an HSBC personal bank account, or you can do this at one of our branches. It won't cost you anything to open the investment account but other account fees may apply depending on the account and the products held in the account. You may also be charged transaction fees when you buy or sell investment products. If you'd like to open a joint account, you can only do so at our branches.

Remember that the value of investments and any income they generate can go down as well as up, meaning you may not get back what you invest. Exchange rate fluctuations can also cause the value of your investments to go down as well as up.

As an HSBC Jade or Premier customer, you'll have access to your own Relationship Manager (RM) to help you manage your global wealth. Your RM collaborates with a global network of wealth experts to provide investment expertise and insights.

Our 5 key focuses with international wealth planning are education planning; retirement planning; wealth management; personal asset protection; and legacy planning (Jade clients).

Foreign exchange (FX) is the world's most traded investment market, and any client that holds an account with us can transact in FX (services vary by country and region, so please check your local country HSBC website.) You can trade in foreign currency with our 24-Hour Foreign Exchange Service to place your exchange instruction anytime anywhere through online or mobile banking.

FX is subject to exchange rate fluctuations, such as exchange rate risk, liquidity risk and country risk. If you choose to convert your foreign currency to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to foreign currency, you may suffer loss in principal.

The more you know about what you're investing in the better. Stock prices and unit trust prices are quoted in the newspapers and on the Internet, and you can keep track of spot prices through your broker or your bank.

You should also read through the relevant offering documents before making an investment decision to ensure that you understand the product features, potential return and risks involved. Constant review helps to keep your investments up-to-date. You can consult the bank for a review of your holdings. You can also track and review your investments through our online banking.

As an HSBC Jade or Premier customer, you'll have your own dedicated Relationship Manager who:

understands your wealth goals at home and abroad and is supported by country-specific teams across the world
provides international investment opportunities
collaborates with a global network of wealth experts to provide investment expertise and insights

How we can help

Resources

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How we can help

Resources

Support

Grow your wealth with HSBC

Why manage your wealth internationally?