Buy property abroad

Yes. Customers who are looking at overseas property investments can apply for an international mortgage in the following countries and territories: Australia, mainland China, Hong Kong SAR, India, Malaysia, Singapore, UAE, the UK and the US.

You don't have to be an existing HSBC personal banking or HSBC Premier customer to get an international mortgage in every country, but you typically need to be over 18 and a resident of one of our approved countries. Subject to meeting eligibility criteria, applicants can get HSBC Premier status, which provides access to a relationship manager to facilitate the process.

For more information about an international bank account or overseas mortgage, simply leave your details using our 'Arrange a call back' form and our experienced International Mortgage Desk team will get in touch with you at your preferred time.

If you're a new or an existing customer over 18 and a resident of one of our approved countries / regions, you may be able to apply for an international mortgage. You may need a minimum balance in your accounts to be eligible, and there may be a maximum age at the end of the loan term.

We're not able to provide mortgages to residents in all countries / regions. Approval is subject to confirmation that you meet borrower eligibility criteria and depending upon your country of residence, individual circumstances and your requirements.

Document requirements vary for each country / region. You'll normally need to provide your government-issued ID card or passports of all borrowers, repayment records from your existing bank (if applicable); the repayment schedule for your existing mortgage; proof of address for all borrowers; bank statements showing your salary deposits; and proof of employment. Depending on your personal circumstances, additional documents may also be requested.

This may not be a full list of all the required documents. Our International Banking Centre mortgage specialists will walk you through the requirements.

Costs vary by market. Some overseas markets may charge you fees, such as booking and completion fees, subject to local requirements and regulations. Contact our international mortgage specialists through our IBC for more information on overseas mortgage rates and fees.

To successfully apply for an overseas mortgage, you'll typically need to provide us with a copy of your credit history in your home country or region. If you're already an HSBC customer in one country, we can often help by sharing information about any products you hold with the HSBC entity you're applying for a mortgage with (only with your consent, of course).  If you're new to HSBC, we'll need to see your overseas credit report. Contact our international mortgage specialists through our IBC for more information on providing your credit history for an overseas property mortgage.