International banking

You can share your worldwide member status with family members so you can all enjoy our exclusive lifestyle and financial benefits, no matter where you are. You can expect welcome rewards and cash rebates; dining privileges at Michelin-starred restaurants; exclusive global luxury hotel and resort upgrades, dining and spa credits, and gift sets; VIP service, access to members-only events, emergency cash, and personalised concierge service. And of course you’ll enjoy a perpetual annual fee waiver, free global transfers between your HSBC accounts, and round-the-clock assistance.

Global Money is a digital account available exclusively through the HSBC mobile banking app. You can use it to hold money in different currencies.

It's also an easy-to-use instant payment service that lets you manage, send and spend money in different currencies.

There's no cost for holding the account and transactions are with no fees. Correspondent and receiving banks may charge additional fees when they process the transaction.

No, you only need to keep a minimum account balance in just one specific home country/region, which means fewer deposits are required for worldwide HSBC Premier and Jade status.

For example, the current Total Relationship Balance for HSBC Premier in Hong Kong is HKD1 million or above; in Canada, CAD100,000 or an HSBC Canada residential mortgage of CAD500,000 or greater; and in Australia, AUD500,000 in loans or AUD200,000 in savings and investments.

The minimum TRB varies by country, and these details can be found on the website where you first opened your HSBC account. You can also see our map of HSBC Premier locations for Premier information around the world by country.

If you're registered for online banking with us in one country/region, you can log on to the HSBC Mobile Banking app to see if mobile banking is available using the country/region selector. If it's available, you'll be able to access and manage your HSBC accounts there.

The HSBC Mobile Banking app currently supports accounts in Argentina, Armenia, Australia, Bahrain, Bermuda, Canada, mainland China, CI and IoM (Channel Islands), Egypt, France, Greece, Hong Kong SAR, HSBC Expat, India, Indonesia, Malaysia, Malaysia Amanah, Malta, Oman, Philippines, Qatar, Singapore, Taiwan, United Arab Emirates, UK, US, Uruguay and Vietnam.

In addition to this app, you may be asked to download the app for your country/region. For any app, you’ll need to register for online banking for those countries/regions before you can log on.

While HSBC customers can download the HSBC Mobile Banking app from the Apple App Store in most countries/regions and from Google Play, it’s currently not available from the Israel, Philippines, Brunei and Uruguay Apple App Store. If your Apple App Store account is registered to one of these countries, you won’t be able to download the HSBC Mobile Banking app.

We provide multi-currency account services such as cash deposit and withdrawals, term deposits, home mortgage loans, remittances, foreign currency exchange and rate inquiries. Trade foreign currencies more efficiently with our single account major currencies anytime, anywhere. These include the Australian dollar, Canadian dollar, euro, Japanese yen, New Zealand dollar, British pound sterling, Singapore dollar, Swiss franc, Thai baht, US dollar, and Chinese renminbi.

Unlike other banks that usually set their exchange rates once or twice a day, HSBC’s Real Time Exchange Rates mean you are able to check FX quotes based on where the market is trading in real time. Our foreign exchange service will automatically apply the latest exchange rate when your transaction is made. Set up a Limit Order or an alert and we'll track exchange rates for you. We can then either automatically convert as soon as the exchange rate reaches the agreed level or notify you via SMS and email.

*FX services vary by country and region.