Graduate resources

Students who completed their undergraduate degree in the UK, the Channel Islands or Isle of Man, or who can prove they've lived in the UK for at least 3 years, are eligible for the HSBC UK Student Account. The HSBC Bank Account and HSBC Basic Bank Account are good alternatives for students who don't meet this criteria. Recent UK graduates can apply for the HSBC Graduate Bank Account up to 2 years after graduating.

In Canada, graduates may be eligible for our Newcomers Student program if you’ve been living in Canada for less than 3 years.

If you're an HSBC Premier or HSBC Jade customer having graduated overseas, you can open an international bank in more than 30 countries and regions before relocating.

Yes, if you open your international account before you travel, we can send your ATM debit card and account details to your current home address. Alternatively, we can have these sent to your new address overseas.

Find all the information about the steps involved in opening an account on our overseas account opening page.

When you're opening an HSBC international bank account, please provide us with a full set of documents displaying your name and address, and issued within the last 3 months. This can either be your:

• bank statements or credit card statements (showing the transactions); or
• utility bills (e.g. water, gas or electricity)

We will not accept mobile phone bills as proof of address. This applies to international accounts opened in Singapore, the US, Australia, Malaysia and China. We will accept a letter from your university or college, or from a known language school, for a UK account. Requirements may vary for other markets. 

When opening an account in the UK or Canada, you'll need to provide us with full documents issued within the last 4 months.

You'll find all the information about the steps involved in opening an account on our overseas account opening page.

It's no problem if you'd like to keep your overseas account open. This can be useful if you think you'll still be banking in that country. You only need to maintain a minimum Total Relationship Balance in one country to maintain HSBC Premier status and enjoy the annual fee waiver and account fees.

You can open up an account in your home country before moving back if you don't already have one. If you already have an HSBC account back home, we can arrange to move funds from/to another HSBC account in your name. This Global Transfers service is free of charge for HSBC Premier and HSBC Jade customers.

If you don't think you'll be needing your overseas account anymore, please contact us and we'll be happy to help manage your new financial needs.

There's no fee for the Global Transfer service if you're an HSBC Premier customer who holds eligible HSBC accounts in multiple countries or territories. You can link and move money in most currencies between your overseas account and your friends and family's HSBC accounts. Move up to USD200,000 or the currency equivalent a day, choose when your transfer takes place, or set up instant, future or recurring transfers.

Find out more about global transfers.